Lakeville Area Community Education

Families often know more about the next appliance they are going to buy than the college education they are going to purchase, leading many to make avoidable mistakes that cost them thousands and hinder their ability to find the best fit for their child.Come learn from a national expert the insider tips that will greatly enhance your understanding of the college process, reduce anxiety and position your child for success.Class will cover how to avoid mistakes many families make when trying to identify colleges that are truly the right fit, a behind-the-scenes view of how financial aid really works, actionable strategies to save thousands of dollars and tips for working with your teenager on a stressful and emotional process.An absolute must-see for parents and grandparents with college-bound students, the class is designed for those with students in grades 10-11.

This class is designed especially for Teens who are new to the banking world. Begin to learn about checking & savings, how to write a check, potential fees on accounts, how to keep track of your banking, credit union VS bank, building & establishing credit, how poor choices of handling own credit can have long lasting ramifications, latest in identity theft. 

This is a comprehensive class on retirement planning with emphasis on creating a financial plan for retirement. In class you will focus on: goal setting, income projections, tax strategies, medical expenses and estate planning. You will receive a course book to take home.

Medicare; the second most important decision the Americans need to make as they prepare for their retirement years. Unfortunately it is also the most misunderstood, second only to Social Security. In this class, participants will learn everything they need to know to make an informed decision on what does Medicare cover, what does it not. What types of plans help augment regular Medicare Benefits and Prescription Drug Plans. Making the wrong choices can lead to thousands of dollars of unexpected expenses during a critical time in retirement. Often times, adult children attend to be educated on Medicare to help provide oversight for their aging parents.

The 3rd most critical decision that Americans make is their retirement income plan. It's also the decision that most Americans make a mistake on by failing to adequately plan for the three torpedoes that will sink the U.S.S. Battleship - Retirement. Failing to plan for Taxes, Medicare and Social Security can have immediate and irreversible consequences in retirement. We take a very complicated topic and break it down into easily understood concepts that provide the starting points to begin planning for not only the required income needs in retirement, but the desired income in retirement.

This course blends financial education with life planning to help students build wealth, align their money with their values and achieve their retirement lifestyle goals. Learn how to manage investment risks, use new tax laws to your advantage, understand your company retirement plan and adjust your estate plan under the new laws. Class fee includes a 224 page illustrated text book. Instructor Terri Collymore is an independent Financial Advisor and Investment Advisor Representative.

Many people, at least 1 in 4, will only have Social Security as an asset in retirement. Taking a benefit is not as black and white as it would seem. You will learn about the history, health and strategies of Social Security and how to maximize your Social Security benefits.

Social Security for all Americans is the underpinnings of their retirement income plan whether drawing at age 62 through age 70. What most Americans have in common is a lack of understanding of how those benefits can impact the quality of their retirement, their spouses and most importantly upon the death of the primary wage earner or the spouse. This highly informative class takes participants on a path of knowledge that prepares them to make one of the four most crucial decisions they'll make in their lifetimes.